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The Student Loan Consolidation Industry Is Back — And Opportunity Is at an All-Time High

April 25, 2025

If you’ve ever operated a Student Loan Document Preparation business — or are considering reentering the space — there has never been a better time than now.

For the first time since 2020, the U.S. Department of Education has announced that federal student loan collections will officially resume, with collections set to begin on May 5th. Alongside this, new programs and repayment options have been introduced to help borrowers manage their loans, consolidate, and even cure defaults — but accessing these benefits requires properly completed and submitted documentation.

As federal student loan obligations ramp back up, millions of borrowers are now in urgent need of guidance to navigate complex repayment options, prepare hardship documentation, and enroll in income-driven repayment (IDR) plans, consolidations, or loan rehabilitation programs.

Simply put: The demand for Student Loan Document Preparation Services is surging — and the industry is not just alive, it’s thriving.


Why Now?

  • Payments and collections are restarting for the first time since 2020 — beginning May 5th.
  • New programs and repayment options are available to help borrowers — but the process can be confusing without help.
  • Millions of borrowers need assistance submitting the correct documentation to access life-changing repayment options.
  • Professional document preparation services are more essential than ever to help borrowers avoid missteps and maximize their benefits.

Student Loan Document Preparation companies are critical allies for borrowers during this transitional period.


MintGroup: Setting the Standard for a Compliant, Profitable Business

At MintGroup, we’re proud to have led the defense of the first student loan case to go to trial — ending in a full dismissal of all charges.

This landmark case confirmed what we’ve always known:

✅ The Student Loan Document Preparation industry is legal, needed, and warranted — especially under today’s economic conditions.

✅ Companies can charge fees for preparing and assisting with document submission, provided they operate in compliance with regulations.

✅ There are clear operational guidelines for success: no accessing borrower FSA accounts, no making loan payments on behalf of clients, and no misrepresentations.

Because of our involvement in this pivotal case, MintGroup has an unmatched understanding of how to build, operate, and scale a student loan document preparation business safely, compliantly, and profitably.


Why Work With MintGroup?

  • Compliance Expertise: Our operational blueprints protect you from regulatory risk.
  • Operational Efficiency: Learn how to streamline client enrollment and maximize profitability.
  • Ready-to-Use Systems: Access complete workflows, templates, and best practices.
  • Trusted Industry Leadership: Work with the team that helped define legal success for the industry.

The Time Is Now — Are You Ready?

The Student Loan Document Preparation industry is back, demand is soaring, and those positioned correctly will lead the market.

Whether you’re looking to restart, expand, or enter the business — MintGroup is ready to help you succeed.

Contact us today to learn how you can get started, stay compliant, and capitalize on one of the biggest opportunities the industry has ever seen.