Student loan consolidation is back—and most of the industry isn’t ready.
After years of regulatory gray zones, lawsuits, and fear-driven exits, only a few players remain. But today’s landscape is completely different from the chaos of the past.
Angela Mirabella’s legal case reshaped the rules. May 1 and August 1 policy changes reignited demand. And now, a handful of businesses are quietly dominating the student loan space.
What do they all have in common?
They work with Mint Group.
What Most Companies Still Get Wrong
Let’s be clear: this space used to be risky.
Between unclear regulations and heavy-handed enforcement, many well-meaning operators got out while they could. Even now, the majority still assume:
- You can’t charge upfront fees
- You can’t use credit cards
- You’ll get sued just for operating
None of that is true anymore.
We know it’s not, because we were involved in the legal case that clarified all of it. Mint Group clients aren’t guessing at the rules—they’re working from a proven legal playbook.
The Mint Group Advantage
We’re not a vendor. We’re a full-stack business partner for organizations that want to thrive in the student loan consolidation market.
Here’s what sets our clients apart:
1. Built-In Compliance From Day One
Our marketing, payment processing, and customer satisfaction protocols were developed with direct input from the legal team behind the Angela Mirabella defense. We’ve implemented everything the court validated—and removed anything that wasn’t.
You don’t have to wonder whether your workflows are compliant. They already are.
2. Legal Access No One Else Can Offer
Mint Group clients get exclusive access to the attorney who won the only student loan case to ever go to trial—and win. Whether you need a consultation, documentation review, or full legal representation, you’re covered.
No other group in the industry can offer this.
3. Compliant Loan Data Retrieval
We’ve replaced outdated, risky processes with a legally sound method for accessing borrower loan information—no FSA login credentials required.
This keeps your operation secure, scalable, and defensible.
4. A Proven Marketing Engine
Ringless voicemail is out. TCPA regulations are strict. But that doesn’t mean acquisition is dead.
Mint Group helps clients deploy fully compliant, conversion-focused campaigns using our proprietary marketing stack—including email, live agents, SMS, and more.
If you’re worried about generating calls—don’t be. We already have a system that works.
5. Technology That Scales With You
Our integrated ecosystem includes:
- Compliant payment processing
- Chargeback management & customer satisfaction insights
- CRM & customer lifecycle automation
- Phone & dialer systems designed for high-volume outreach
- Auto-updating expired credit cards
- Business financing solutions
- Built-in compliance & risk monitoring tools
- Transparent reporting for your team and investors
From front-end operations to back-end infrastructure, our technology stack is purpose-built to help you stay compliant, reduce risk, and grow with confidence.
The Opportunity Is Wide Open
The legal gray areas are gone. Demand is rising. And 90% of your competition never came back.
If you’re in—or ready to be in—the student loan consolidation space, this is your window.
Mint Group isn’t just ready. We’re leading it.
Let’s talk about how we can help you build, grow, and dominate—without taking unnecessary risks.